Mobile Home Insurance
Real protection for mobile and manufactured homes.
Whether you live in it, rent it out or rent it, there's a policy built for your mobile home.
- Owners, landlords and renters
- Florida-focused carriers
- Hablamos español
Get a quick quote
Two minutes. A licensed advisor follows up the same business day.
Policies we write
Three options, depending on who lives in the home.
Mobile homeowners
For mobile and manufactured homes you own and live in as your primary residence.
- The home and other structures
- Your personal property
- Additional living expenses
- Personal liability
Mobile home dwelling fire
For mobile homes you rent out, and homes that may not qualify for an MHO-3 or MW-2.
- The dwelling and other structures
- Personal property
- Loss of rent or living expenses
- Contents and liability available
Mobile home renters
For renters of a mobile or manufactured home. Covers your things, not the structure.
- Your personal property
- Additional living expenses
- Personal liability
Good to know
Tie-downs and age matter
Carriers look at the year the home was built and how it's anchored. Have those details ready.
Park or private lot
Tell us whether the home sits in a park or on your own land. It changes the options.
Ask about flood
Most mobile home policies leave out rising water. We can quote flood coverage too.
Frequently Asked Questions
Can I insure an older mobile home?
Often, yes. Options depend on the year, condition and tie-downs. If it doesn't qualify for an MHO-3, a dwelling fire policy may fit.
I rent my mobile home to someone. What do I need?
A mobile home dwelling fire policy (MDP-1 or MD-1) is built for tenant-occupied homes, including loss of rent.
What should I have ready for a quote?
The home's year, make and size, where it's located, and how it's tied down.
Other coverage we offer
Ready when you are.
Get a quick quote online, or call and speak to a representative.